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Our Suggestions:

1. If your family income is over $300,000 and you only have one child or two children four years apart—you should focus on saving taxes by setting up a Family Foundation.

2. For the rest of the families, please don’t fill out FAFSA with an “as is” financial situation. You should listen to a financial aid professional’s audio to understand the basic rules of Financial Aid, then position your family’s net income MAGI & net assets accordingly before filling out FAFSA/CSS.

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How to avoid the deadliest mistakes in applying for college financial aid? Parents, do you fit in any of the financial situation below:

High Income with High Assets

High Income with Normal Assets

Low Income with High Assets

Didn’t get or only got some financial aid after you submitted FAFSA/CSS

“Parents! Do Not Filling FAFSA Until You understand the rules of Financial Aid.. Find out how to avoid costly mistakes, and get the inside story!”

You’ll love how you feel when you can comfortably afford to send your childen to the college they desire!

Successful Cases

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Family Income over $300,000

An engineer’s family, after exercised its stock options (RSU), had income over $400,000. After setting up a Family Foundation, they saved $50,000 in taxes and can use this $50,000 for their retirement and for college.

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High Income with Normal Assets

An IT engineer’s family had a W-2 income around $200,000. As most parents, they never thought they would qualify for financial aid, through our FinAid tax planning, they have reduced $100,000 net AGI income. Each year they receive $40,000 financial aid and also $34,000 tax refund.

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Low Income with High Assets

A business owner with 5 rental properties had filled out FAFSA on their own and their application for financial aid was rejected. After getting planning, help and guidance from us, their child received $30,000 financial aid from UC’s and saved $120,000 for four years

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Financial Aid Application 5 Steps:
  • MAKE NECESSARY ADJUSTMENT/PREPARATION ON PARENTS & STUDENT ASSETS & INCOMES AND OTHERS...

  • FILL UP & SUBMIT FAFSA AND CSS PROFILE / COLLEGE WILL ISSUE ESTIMATED FINANCIAL AID

  • VERIFICATION/ADUIT FINANCIAL AID APPLICATION *TAX RETURN SHOULD MEET BOTH IRS AND ALL FINAID RULES

  • REVIEW FINAL FINANCIAL AID OFFER

  • FINANCIAL AID APPEAL IF NECESSARY

More Questions? Request a Consultation

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